Three Service Levels

Services for Individuals

Comprehensive tax and financial guidance tailored to your personal needs

Personal Taxes

Tax season doesn't have to be stressful. Our comprehensive personal tax services ensure you maximize deductions, minimize liability, and stay compliant with all federal and state requirements. We take a proactive approach to tax planning that goes far beyond simple preparation.

Tax Planning, Preparation, and Filing:

✓Individual Tax Return Preparation: Federal and state returns for all filing statuses
✓Tax Planning & Strategy: Year-round planning to minimize your tax burden
✓Deduction Optimization: Comprehensive review to find every eligible deduction
✓Quarterly Estimated Payments: Calculation and planning for self-employed individuals
✓Amended Returns: Corrections and updates to previously filed returns
✓Multi-State Tax Filing: Complex returns for clients with income in multiple states
✓Investment & Capital Gains: Strategic planning for investment income and sales
✓Retirement Planning: Tax-efficient strategies for 401(k), IRA, and other accounts

Schedule Personal Tax Consultation

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Personal Financial Planning

Build a secure financial future with our comprehensive wealth management and financial planning services. We work with you to create personalized strategies that align with your life goals, risk tolerance, and timeline. Our holistic approach ensures every aspect of your financial life works together harmoniously.

Investments, Retirement, and Estate Planning:

✓Retirement Planning: 401(k), IRA, Roth IRA, and pension optimization strategies
✓Investment Portfolio Analysis: Risk assessment and diversification strategies
✓College Funding: 529 plans, education savings accounts, and funding strategies
✓Insurance Review: Life, disability, and long-term care insurance analysis
✓Estate Planning Coordination: Working with attorneys on wills, trusts, and beneficiaries
✓Cash Flow Management: Budgeting, debt reduction, and emergency fund planning
✓Tax-Efficient Investing: Strategies to minimize investment-related taxes
✓Financial Goal Setting: Clear roadmaps for major life purchases and milestones

Three Levels of Service for Individuals

Choose from Bronze, Silver, or Gold service levels designed to match your specific tax complexity and financial planning needs.

BRONZE

Basic Tax Preparation and Filing

Best suited for:

Individuals with simple tax situations (such as W-2 employees with standard deduction and basic investment income)

Individuals who prefer a DIY-approach and do not want professional guidance to plan for and maximize their tax refund

SILVER

Tax Planning, Preparation and Filing

Best suited for:

Individuals who have multiple sources of income or investments, own businesses or real estate, and/or are dealing with family or partnership situations

Individuals who want proactive tax planning and professional financial guidance to optimize their tax benefits and financial future

GOLD

Advisory for Tax and Financial Planning

Best suited for:

High net worth individuals with complex tax situations (high income, investments, deductions, depreciation, capital gains, and/or loss carryovers), estate planning needs, and business succession planning

Individuals who plan ahead and want professionals to maximize their wealth, optimize their tax benefits, protect their assets, and secure their financial future

Service Category	BRONZE	SILVER (includes Bronze-level services)	GOLD (includes Silver-level services)
Tax Preparation	✓Federal & state returns ✓W-2 and 1099 income ✓Standard/itemized deductions ✓Basic investment income ✓Electronic filing	✓Business income (Schedule C) ✓Rental properties ✓Multi-state returns ✓Partnership/S-Corp K-1s ✓Alternative Minimum Tax	✓Complex entity structures ✓Trust and estate returns ✓International tax issues ✓Gift and estate tax planning ✓Tax court representation
Tax Planning	✓Basic year-end review ✓Simple deduction advice ○Limited proactive planning	✓Quarterly tax projections ✓Retirement tax planning ✓Investment tax strategies ✓Tax-loss harvesting advice ✓Business structure optimization	✓All comprehensive planning ✓Multi-year tax strategies ✓Estate tax minimization ✓Charitable giving strategies ✓Family tax planning ✓Succession planning integration
Financial Planning Support	✓Basic retirement account advice ○Limited investment guidance ○No comprehensive planning	✓Strategic retirement planning ✓College funding strategies ✓Insurance needs analysis ✓Investment account optimization ✓Cash flow planning	✓All comprehensive planning ✓Estate planning coordination ✓Investment policy statements ✓Risk management strategies ✓Philanthropic planning ✓Family wealth education
Business & Investment Services	○Not included	✓Small business consulting ✓Investment performance review ✓Real estate analysis ✓Business formation advice	✓Business valuation services ✓Investment due diligence ✓Family office coordination ✓Alternative investment analysis ✓International business structure
Compliance & Representation	✓Basic IRS correspondence ✓Simple audit support ○Limited representation	✓Full IRS representation ✓Audit defense ✓Payment plan negotiations ✓State tax resolution ✓Notice response handling	✓All representation services ✓Complex audit management ✓Appeals process representation ✓Tax court litigation support ✓Multi-jurisdictional compliance
Communication & Support	✓Annual tax season meetings ✓Email support during prep ✓Basic tax questions answered	✓Quarterly planning meetings ✓Year-round email/phone support ✓Proactive tax alerts ✓Financial milestone consultations	✓Monthly/quarterly strategic meetings ✓Priority support access to CPAs ✓Family meeting facilitation ✓Professional team coordination ✓On-demand consultation

Ready to optimize your personal finances?

Schedule a complimentary consultation to discuss which service level best fits your individual needs and financial goals.

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Frequently Asked Questions

Our service levels are designed to match your complexity and needs. Choose from Bronze, Silver, or Gold service options that best fit your situation.

Talk to Joe — your trusted expert CPA!

Let my 30+ years of wisdom and expertise work to maximize your tax benefits and secure your financial future. Book a free consultation with me to discuss your needs and goals so you can decide what's best for you.

Book Your Free Consultation

Services for Individuals

Personal Taxes

Tax Planning, Preparation, and Filing:

Personal Financial Planning

Investments, Retirement, and Estate Planning:

Three Levels of Service for Individuals

BRONZE

Best suited for:

SILVER

Best suited for:

GOLD

Best suited for:

Ready to optimize your personal finances?

Frequently Asked Questions

How much will my personal tax return cost?

Can you really save me money on my taxes?

What tax documents do I need to bring you?

Do you provide audit protection and IRS representation?

When is the best time to start working with you?

How do I know which service level is right for me?

What if my situation changes during the year?

Talk to Joe — your trusted expert CPA!